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  • 55 Crockford Blvd,
    Scarborough, ON M1R 3B7

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    Mon - Sat: 8 am - 6 pm

Home Insurance

Home Insurance

Whether you own it or rent it, we can protect you and your things

At POLICYDIRCT,  We Know Your Living Situation Is As Unique As You Are.


We can assist you with customizing your policy, to cover the things that are most important to you.

Property insurance policies not only provide coverage to your home and contents for fire, theft, and other hazards, it also covers personal liability, including if someone is injured on your property or if you cause damage to someone else’s property.

We will shop our network of trusted home insurance companies to provide all the coverage you need with a variety of great discounts to fit your budget. Allow us to assess your property risks and value so that we can customize a policy designed with the level of protection you require for peace of mind.

Why I Need Home Insurance?


Home insurance reimburses you for your financial loss arising from accidental losses. This includes things such as water damage, vandalism and fire. House insurance also ensures you are protected against legal actions arising from your personal actions or ownership of your property. It’s likely that you will require home insurance prior to purchasing a home. This is because most banks and mortgage companies will require home insurance before lending you money.

If you are renting, tenant’s insurance typically offers two kinds of coverages: liability and contents. Liability coverage will protect you from your personal actions that can be held responsible for damage to the building or injury to others who live or visit your rented premises. Contents coverage compensates you for loss or damage to your personal possessions from accidental losses which include fire, smoke and theft.

If you’re looking for cheap home insurance, ensure that you are still getting the coverage that you need. Some property insurance companies may also increase your deductible to give you a lower rate We recommend talking to our broker about this.


Up to 30% on home & 18% on car insurance

Save big by bundling

Up to 20% Mobile Application

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We Care About Your Life’s Important Things. Expert Advice with Superior, Honest Solutions – Reliable, Essential and Yearlong Service. At PolicyDirect, we’ve made the process of buying insurance as easy and painless as possible.


We reward smart, safe, and loyal customers with better rates. It’s our way of saying thanks for keeping our communities safe and for trusting us to take care of you when you need it most.

Customized Insurance Offering By Policydirect

Policydirect compare products and pricing across several insurance companies and suggests thatfits your requirements.

Canada’s Leading Insurance Broker

A simple promise : We'll be there when you need us most. When there is if in Life, you can count on PolicyDirect.

No Obligation, Financial Analysis

We can assist you in reaching your financial goals with personalized financial pathway that meets your unique needs & goals.

Pain-Free Insurance Solutions For Everything

Get your auto, Property, Travel, Life, Health, Business insurance quote. Your one-stop-solution for all your insurance needs.

Optional Coverage To Add On To Your Home Insurance Policy

Optional extensions allow you to tailor your insurance coverage to your own personal needs:

  • Sewer back-up and surface water coverage
  • Earthquake coverage (territorial limits apply)
  • Home business coverage
  • Flood, Ground Water and Buried Utility Lines Coverage
Need Insurance Answers Now

Need insurance answers now?

Call +1 (647) 274- 9670 to speak to our licensed advisors right away, or book some time with them.

Working Steps We Follow

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Customized Insurance Offerings

Ready To Boost Your Career?

When you join PolicyDirect, you’ll get more than a job. You’ll get a career.


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Committed to Savings

Insurance For Car, Home, Travel, Life & More, Get the most accurate estimate for your insurance needs.

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    55 Crockford Blvd,Scarborough, ON M1R 3B7

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