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55 Crockford Blvd,
Scarborough, ON M1R 3B7
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Though we are fortunate to have the government health care programs that we do, many gaps in health coverage remain. When you have individual health insurance, you safeguard yourself and your savings from routine, day-to-day expenses as well as substantial medical bills that may arise suddenly due to a serious illness or injury.
If your employer does not provide health insurance as a benefit in your company’s group coverage, you may want to consider obtaining your own private health insurance
Personal health insurance products help lower your risk of being burdened by expenses for preventive care or medical bills as a result of an illness. While provincial and territorial health and drug plans provide coverage for many health expenses, there are gaps that can have a significant impact on your finances. For example, depending on the province or territory where you live, you may have to pay for:
The Ontario government provides basic health insurance coverage through OHIP. However, the Ontario Health Insurance Plan is limited. Generally, it won’t cover dental or other services such as chiropractors, physiotherapists, massage therapists or podiatrists, and prescription drugs are not covered for those over 25 or under 65. Health insurance plans available through SBIS are designed to help you offset the costs of these services not covered by the Ontario Health Insurance Plan.
Whether you’re self-employed, between jobs, retired, taking care of families or supplementing group health benefits, it’s important to ensure you have affordable protection against unexpected medical expenses.
Did you know that the premiums for your personal health plan are eligible for medical expenses under the Canadian Federal Income Tax Act?
You may want to consider personal health insurance if:
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55 Crockford Blvd,Scarborough, ON M1R 3B7
+1 (647) 274 9670
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