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  • 55 Crockford Blvd,
    Scarborough, ON M1R 3B7

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Individual Health Insurance Plans

Individual Health Insurance Plans

Canada’s Leading Insurance Marketplace

Enjoy personal benefits for your health and wellness, Live a Fuller Life, Knowing You’re Covered

Though we are fortunate to have the government health care programs that we do, many gaps in health coverage remain. When you have individual health insurance, you safeguard yourself and your savings from routine, day-to-day expenses as well as substantial medical bills that may arise suddenly due to a serious illness or injury.


If your employer does not provide health insurance as a benefit in your company’s group coverage, you may want to consider obtaining your own private health insurance


Personal health insurance products help lower your risk of being burdened by expenses for preventive care or medical bills as a result of an illness. While provincial and territorial health and drug plans provide coverage for many health expenses, there are gaps that can have a significant impact on your finances.  For example, depending on the province or territory where you live, you may have to pay for:

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We Pick Up Where The Ontario Health Insurance Plan Stop

The Ontario government provides basic health insurance coverage through OHIP. However, the Ontario Health Insurance Plan is limited. Generally, it won’t cover dental or other services such as chiropractors, physiotherapists, massage therapists or podiatrists, and prescription drugs are not covered for those over 25 or under 65. Health insurance plans available through SBIS are designed to help you offset the costs of these services not covered by the Ontario Health Insurance Plan.


Affordable Plans For Everyone

Whether you’re self-employed, between jobs, retired, taking care of families or supplementing group health benefits, it’s important to ensure you have affordable protection against unexpected medical expenses.

Did you know that the premiums for your personal health plan are eligible for medical expenses under the Canadian Federal Income Tax Act?


We Care About Your Life’s Important Things. Expert Advice with Superior, Honest Solutions – Reliable, Essential and Yearlong Service. At PolicyDirect, we’ve made the process of buying insurance as easy and painless as possible.

You may want to consider personal health insurance if:

  • You don’t have health benefits through your employer.
  • You’re losing your group coverage.
  • You’d like additional benefits not offered by your employer’s plan or your province or territory’s health and drug coverage.


Protected Against Unexpected

Protection and security for you and your family.

Right Plan @ Right Rate

We will get you right coverage. Pay only for what you need.

When There Is If In Life

You can count on us, wherever & whenever you roam .

Customized Insurance Offering By Policydirect

Policydirect compare products and pricing across several insurance companies and suggests thatfits your requirements.

Canada’s Leading Insurance Broker

A simple promise : We'll be there when you need us most. When there is if in Life, you can count on PolicyDirect.

No Obligation, Financial Analysis

We can assist you in reaching your financial goals with personalized financial pathway that meets your unique needs & goals.

Pain-Free Insurance Solutions For Everything

Get your auto, Property, Travel, Life, Health, Business insurance quote. Your one-stop-solution for all your insurance needs.

We make it happen


At POLICYDIRECT, process of buying insurance as easy and painless as possible. in just a few minutes you could be on the way to obtaining right coverage, protecting your loved ones, and having the peace of mind knowing we haveprotected you and your family.


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Get free advice from our advisors on product for your unique needs.


Submit your application, get approved and deliver your policy.

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Insurance For Car, Home, Travel, Life & More, Get the most accurate estimate for your insurance needs.

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    55 Crockford Blvd,Scarborough, ON M1R 3B7

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