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Segregated Funds

Investing With POLICYDIRECT

Our licensed financial services representatives are here to assist you in creating a complete investment portfolio to meet your investment goals.

Portfolio With POLICYDIRECT

We utilize the traditional investment tools along with the latest investment planning techniques to create investments that work for you.

Investing Made Easy

We offer the advice, solutions and resources you need to reach your goals. And we do it in a way that always puts you first.

Segregated Funds

Grow your wealth by investing with a safety net

Grow your wealth by investing with a safety net

Segregated fund policies give you the freedom to invest while offering insurance protection to preserve your savings. With our choice of guarantees, you can expand your wealth and secure it at the same time. 

How do Segregated funds work?

In a nutshell, a segregated fund is a pool of money spread across different investments. It’s managed by experts and helps you diversify your savings and protect them from dips in the market. Depending on how much you’re looking to invest, there’s a broad range of series choices with different fee designs.

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Benefits of Investing in Segregated Funds

Guaranteed Savings Protection

Choose one of our guarantees for maturity and death benefits, 75% or 100% of the amount invested, to help ensure your savings remain protected. This means that when your investment reaches its maturity date or when you pass away, if your investment is worth less than its guaranteed value, the insurance protection will top you up. Naturally, it will be proportionally reduced by any withdrawals.

Diverse Portfolio

Invest in one of the widest selections of segregated funds in Canada, managed by award-winning investment managers. An advisor can help you make your choice based on your comfort with risk and financial goals.

Potential Creditor Protection

Your investments could be protected even if you face unexpected lawsuits or bankruptcy. With such protection, after your passing, the death benefit will go to your beneficiaries, not creditors. *

Privacy

Your designated beneficiaries (if you decide to have them) are a private matter and won’t be disclosed.**

Segregated Funds VS Mutual Funds

Unlike mutual funds, a segregated fund offers insurance benefits and insurance guarantees. Your contributions are guaranteed, but they do come with higher fees and are generally less flexible than mutual funds. A segregated fund is not as volatile and comes with very low risk. Keep in mind with all investments you still have the shares, it is the value that goes up or down.

Build The Portfolio You Want, No Matter What Kind Of Investor You Are

Features

Professional Portfolio Management

Grow your money while diversifying risk

Liquidity: easy access to your money

Estate Planning Benefits:Ability to bypass probate and keep financial affairs private

Potential Creditor protection for registered accounts

Potential Creditor protection for non-registered accounts

A guarantee of the principal (or a specified percentage) at maturity or death

Lock in gains on your investment using resets

Segregated
Funds

Mutual
Funds

Occasionally

Blocks
Blocks
Blocks

Segregated Funds As Safe As Equity Funds

Yes, segregated fund investments are safe from market disruptions given their nature and guarantee. On the other hand, a mutual fund or an equity fund policy may perform better than a segregated fund or could experience fluctuations due to conditions in the market.

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Benefits Of Investments From Policydirect

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