Get in touch
- 55 Crockford Blvd, Scarborough, ON M1R 3B7
- hello@www.policydirect.ca
- 647-274-9670
- Monday to Friday: 9am to 6pm
-
Schedule A Call
647-274-9670 -
55 Crockford Blvd,
Scarborough, ON M1R 3B7 -
Our Working Hours
Mon - Sat: 8 am - 6 pm
Segregated Funds
Investing With POLICYDIRECT
Our licensed financial services representatives are here to assist you in creating a complete investment portfolio to meet your investment goals.
Portfolio With POLICYDIRECT
We utilize the traditional investment tools along with the latest investment planning techniques to create investments that work for you.
Investing Made Easy
We offer the advice, solutions and resources you need to reach your goals. And we do it in a way that always puts you first.
Segregated Funds
Grow your wealth by investing with a safety net
Segregated fund policies give you the freedom to invest while offering insurance protection to preserve your savings. With our choice of guarantees, you can expand your wealth and secure it at the same time.
How do Segregated funds work?
In a nutshell, a segregated fund is a pool of money spread across different investments. It’s managed by experts and helps you diversify your savings and protect them from dips in the market. Depending on how much you’re looking to invest, there’s a broad range of series choices with different fee designs.
Trusted Customers
Benefits of Investing in Segregated Funds
Guaranteed Savings Protection
Choose one of our guarantees for maturity and death benefits, 75% or 100% of the amount invested, to help ensure your savings remain protected. This means that when your investment reaches its maturity date or when you pass away, if your investment is worth less than its guaranteed value, the insurance protection will top you up. Naturally, it will be proportionally reduced by any withdrawals.
Diverse Portfolio
Invest in one of the widest selections of segregated funds in Canada, managed by award-winning investment managers. An advisor can help you make your choice based on your comfort with risk and financial goals.
Potential Creditor Protection
Your investments could be protected even if you face unexpected lawsuits or bankruptcy. With such protection, after your passing, the death benefit will go to your beneficiaries, not creditors. *
Privacy
Your designated beneficiaries (if you decide to have them) are a private matter and won’t be disclosed.**
Segregated Funds VS Mutual Funds
Unlike mutual funds, a segregated fund offers insurance benefits and insurance guarantees. Your contributions are guaranteed, but they do come with higher fees and are generally less flexible than mutual funds. A segregated fund is not as volatile and comes with very low risk. Keep in mind with all investments you still have the shares, it is the value that goes up or down.
Features
Professional Portfolio Management
Grow your money while diversifying risk
Liquidity: easy access to your money
Estate Planning Benefits:Ability to bypass probate and keep financial affairs private
Potential Creditor protection for registered accounts
Potential Creditor protection for non-registered accounts
A guarantee of the principal (or a specified percentage) at maturity or death
Lock in gains on your investment using resets
Segregated
Funds
Mutual
Funds
Occasionally
Segregated Funds As Safe As Equity Funds
Yes, segregated fund investments are safe from market disruptions given their nature and guarantee. On the other hand, a mutual fund or an equity fund policy may perform better than a segregated fund or could experience fluctuations due to conditions in the market.
PROBLEMS
THAT WE CAN SOLVE
- Evaluating your current financial position.
- Tolerance for risk assessment strategy.
- Assessing your future financial needs and goals.
- Creating a custom investment portfolio that meets all your investment and retirement needs and goals.
- Manage and monitor your investments over both the medium and long term.
- Assist you in planning for the unexpected. Updating your financial plan if ever there are changes in your financial situation.
BENEFITS OF
INVESTMENTS
FROM POLICYDIRECT
- Free no obligation consultation.
- No out of pocket cost by you to our representative ever.
- Proprietary Analytical Software Technology to create strong performance and financial outcomes for our clients.
- Professional team of financial services associates to manage your investment portfolio.
- Professional attention and top-notch customer care.
- Ongoing consultation over the phone, on your schedule to make it easy and comfortable for you.
TRY OUR INVESTMENT ADVICE
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What’s Happening
- By admin
- Sep 09, 2022
New Federal Luxury Tax
A new federal luxury tax is going into effect for motor vehicles with a retail value over $100,000 and personal …
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