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  • 55 Crockford Blvd,
    Scarborough, ON M1R 3B7

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Condo Insurance

Condo Insurance

Whether you own it or rent it, we can protect you and your things

At POLICYDIRCT,  We Know Your Living Situation Is As Unique As You Are.


We can assist you with customizing your policy, to cover the things that are most important to you.

If you live in a condominium, your building and your individual unit can have separate needs. Even if the condominium association has an insurance policy, you still need condominium unit insurance to protect your personal property, personal liability and any special assessments from your condominium corporation.

We will shop our network of trusted home insurance companies to provide all the coverage you need with a variety of great discounts to fit your budget. Allow us to assess your property risks and value so that we can customize a policy designed with the level of protection you require for peace of mind.

Why I Need Condo Insurance?


To cover your personal belongings and any improvements made to your unit. Additionally, the shared insurance policy may not provide any liability coverage and so will not protect you against any claims made against you. Condo Homeowners Insurance is a great option to provide that additional layer of protection.

If there was a major repair required to your unit, you may be liable for the costs. Imagine the cost of a burst pipe in your apartment which then spreads to other units. If you don’t have condo home insurance, you could be responsible to pay the entire shared insurance policy deductible which could be tens of thousands of dollars.

When it comes to your belongings, many people underestimate the cost of replacing everything in your unit. Most shared insurance policies will not cover the contents on individual condo units. So, it’s a good idea to make a list of everything that you own and have an idea of what it would cost to replace.


Up to 30% on home & 18% on car insurance

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Up to 20% Mobile Application

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We Care About Your Life’s Important Things. Expert Advice with Superior, Honest Solutions – Reliable, Essential and Yearlong Service. At PolicyDirect, we’ve made the process of buying insurance as easy and painless as possible.


We reward smart, safe, and loyal customers with better rates. It’s our way of saying thanks for keeping our communities safe and for trusting us to take care of you when you need it most.

Customized Insurance Offering By Policydirect

Policydirect compare products and pricing across several insurance companies and suggests thatfits your requirements.

Canada’s Leading Insurance Broker

A simple promise : We'll be there when you need us most. When there is if in Life, you can count on PolicyDirect.

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We can assist you in reaching your financial goals with personalized financial pathway that meets your unique needs & goals.

Pain-Free Insurance Solutions For Everything

Get your auto, Property, Travel, Life, Health, Business insurance quote. Your one-stop-solution for all your insurance needs.

How Much Does Condo Insurance Cost?

 There are many factors used when determining your condo insurance cost. These include:

  • Age of condominium building
  • Value of your personal belongings
  • Leasehold improvements
  • Past Claims
  • Location

To reduce the cost of your Condo insurance premium, here are some things that you can do:

  • Install security systems such as burglar alarms
  • Install smoke detectors
  • Bundle your home and auto insurance
Need Insurance Answers Now

Need insurance answers now?

Call +1 (647) 274- 9670 to speak to our licensed advisors right away, or book some time with them.

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Insurance For Car, Home, Travel, Life & More, Get the most accurate estimate for your insurance needs.

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