Affordable life insurance without a medical test, Better coverage. Lower premiums.
No medical exam life insurance has one big advantage over traditional life insurance products — time. You don’t need to complete a medical exam, and because of that, you get approved quickly.
you can get the life insurance coverage you need in as little as just under a day. Offering you a large selection of No Medical Life Insurance plans to choose from, with high coverage amounts at very competitive rates. Our many options can provide the coverage you want, whether you have very serious medical conditions, or are in good health.
As Canada’s leading provider of No Medical and Simplified Issue Life Insurance plans, our aim is to provide accessible, full-spectrum coverage to everyone regardless of health condition, whether you are in good health or hard-to-insure. Whatever your health history, age, or income, we’ll work alongside you to help you choose the best coverage to meet your needs:
Having health concerns or pre-existing conditions is not the end all be all. You can still buy life insurance. There are many life insurance products designed specifically for Canadians with medical conditions.
Life insurance policies take up to six weeks for approval. When you need coverage quickly, this is an ideal choice for you.
If you have an underlying health condition and are denied traditional coverage, all is not lost. go with no medical life insurance.
If you have a dangerous job or hobby, You may be pleasantly surprised to find how affordable no-medical insurance quotes can be in your case.
If you are a healthy individual over age 50 and want to buy life insurance to cover funeral expenses, this may be a better option.
If you’re still considering no medical life insurance, there are two main types of life insurance for you to choose from: simplified issue life insurance and guaranteed issue life insurance.
Both types allow you to skip a physical medical exam, but one requires some health-related background information from you before you qualify
Requires you to complete a protentional questionnaire like below for your personal medical history.
No medical life insurance is a good option for those who don’t qualify for life insurance through a traditional life insurance provider.
A no medical insurance policy may be right for you if you:
The Bottom Line
If you’re not in one of these situations, no medical life insurance probably isn’t your best option for coverage.
Up to 2 years
(except for accidental death)
(except for accidental death)
Protection and security for you and your family.
We will get you right coverage. Pay only for what you need.
You can count on us, wherever & whenever you roam .
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