• Schedule A Call

  • 55 Crockford Blvd,
    Scarborough, ON M1R 3B7

  • Our Working Hours
    Mon - Sat: 8 am - 6 pm

Life Insurance

Life Insurance

Canada’s Leading Insurance Marketplace

Over $1.5 Billion in Coverage Sold, Protecting Families Like Yours,

With Policydirect, residents get the life insurance policies and other planning tools you need to help provide for the ones you love – now and in the years to come.


Life Insurance provides peace of mind that those you love will have financial security after you die. Life insurance provides a tax-free payment to your beneficiaries. This could cover financial obligations including mortgage payments, higher education costs and general living expenses. These are financial requirements that your dependents may be unable to cover after you die.


There is no one size fits all life insurance coverage. When looking at the cost of life insurance, this can vary significantly based on your individual profile. Factors that determine your premium include your age, gender, heath, lifestyle and medical history. The amount and type of coverage you choose should be based on your individual needs and circumstances.

WHO NEEDS IT ?  Everyone,

Your need for life insurance depends largely on your financial obligations and your dependents. The question you need to ask is, would your dependents be financially impacted if something happened to you? If this is a concern, then life insurance could help protect them financially after you’re gone.

Thus, if a loved one depends on your income for their quality of life, it’s more than likely you need life insurance.

Get instant life insurance quotes
from 25 of Canada’s Top Insurers

What Client’s Saying

Ready To Boost Your Career?

When you join PolicyDirect, you’ll get more than a job. You’ll get a career.

We make it happen


At POLICYDIRECT, process of buying insurance as easy and painless as possible. in just a few minutes you could be on the way to obtaining right coverage, protecting your loved ones, and having the peace of mind knowing we haveprotected you and your family.


Get the Best quote from all major insurance companies


Get free advice from our advisors on product for your unique needs.


Submit your application, get approved and deliver your policy.


We Care About Your Life’s Important Things. Expert Advice with Superior, Honest Solutions – Reliable, Essential and Yearlong Service. At PolicyDirect, we’ve made the process of buying insurance as easy and painless as possible.
What Canadians Want
Simple, quick,online
Compare the market
Live advisor support
Impartial, trusted advice
Commission-free advisors
Apply from anywhere
Insurance Brokers
Insurance Companies

Protected Against Unexpected

Protection and security for you and your family.

Right Plan @ Right Rate

We will get you right coverage. Pay only for what you need.

When There Is If In Life

You can count on us, wherever & whenever you roam .

Customized Insurance Offering By Policydirect

Policydirect compare products and pricing across several insurance companies and suggests thatfits your requirements.

Canada’s Leading Insurance Broker

A simple promise : We'll be there when you need us most. When there is if in Life, you can count on PolicyDirect.

No Obligation, Financial Analysis

We can assist you in reaching your financial goals with personalized financial pathway that meets your unique needs & goals.

Pain-Free Insurance Solutions For Everything

Get your auto, Property, Travel, Life, Health, Business insurance quote. Your one-stop-solution for all your insurance needs.

Need Insurance Answers Now

Need insurance answers now?

Call +1 (647) 274- 9670 to speak to our licensed advisors right away, or book some time with them.

Quality Services With Difference

Life Insurance Options

Some feel that life insurance is expensive, but depending on your needs, it can be relatively inexpensive to purchase.This is why it is a good idea to discuss your life insurance alternatives with an POLICYDIRECT Advisors, who will do an Expert Financial Analysis and can offer you a quote while keeping the costs for coverage within your budget.

Quality Services With Difference

Life Insurance Options

  • Term Life Insurance
  • Whole Life Insurance
  • Universal Life Insurance
  • Mortgage Protection
Term life insurance

Term Life Insurance

Term life insurance provides guaranteed rates and coverage, with prices renewing depending on the term selected, most commonly every 10 or 20 years (known as Term 10 or Term 20). It lasts for a specific period of time, which can be a fixed number of years or until you reach a certain age.

  • Cost Effective
  • Often Used to protect Mortgage
  • It’s Renewable & Convertible
Whole Life Insurance

Whole Life Insurance

Whole life insurance provides permanent protection with guaranteed level premiums and death benefit. This type of coverage can gain cash values the longer the policy is in force.As long as premiums are paid, the insurance company pays out a tax-free death benefit to your beneficiary, when you pass away.

  • No expiry date. You get lifelong coverageas long as premiums are paid
  • Whole life insurance policies also have a savings or investment component
  • Tax-free death benefit to your beneficiary, when you pass away.
Universal Life Insurance

Universal Life Insurance

Universal life insurance is the same as whole life insurance, except you have more choice of where your cash value is invested.Universal life insurance provides permanent protection, along with the option to invest in a tax sheltered environment by over-funding the policy.It gives an opportunity to generate a larger return than what is guaranteed from a traditional whole life policy.

  • Premium Flexibility
  • Maintain coverage while also building wealth
  • This coverage is well suited for those who are concerned about estate preservation and estate planning.
Mortgage Protection

Mortgage Protection

In the unfortunate event of your death, with your mortgage loan still outstanding, this insurance will pay off the remainder of your mortgage debt.When compared head-to-head, term life insurance beats mortgage insurance for protecting your home and your loved ones.Instead, Canadians are better served by mortgage protection through term life insurance.

  • Mortgage insurance products from your bank or mortgage provider are not worth it.
  • Mortgage insurance is not a waste of money in specific circumstances.
  • Your lender is the beneficiary
Globaly trusted

Customized Insurance Offerings

Committed to Savings

Insurance For Car, Home, Travel, Life & More, Get the most accurate estimate for your insurance needs.

  • Company Head Office

    55 Crockford Blvd,Scarborough, ON M1R 3B7

  • Request a Callback

    +1 (647) 274 9670

  • Email Support


  • Get Free Quote

Select a product to start a quote. Or call us at 647-274-9670

    What is 7 + 6 ?

    read latest articles

    What’s Happening

    What’s happening right now in the world you know about that please go to our blog or website and read carefully because our researchers research which way the world is moving.

    We help you to unlock & unleash the power within.


    Policies Completed


    Trusted Customers


    All Your Insurance Needs


    Client Satisfaction