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    Scarborough, ON M1R 3B7

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Tenants Insurance

Tenants Insurance

Whether you own it or rent it, we can protect you and your things

At POLICYDIRCT,  We Know Your Living Situation Is As Unique As You Are.


We can assist you with customizing your policy, to cover the things that are most important to you.

While your landlord’s insurance covers the physical dwelling, it is up to you to protect your personal property, such as your clothing, electronics and furniture that may be inside your home..

Tenant insurance protects your personal property as well as your personal liability when renting a property. Your landlord will have insurance on their building but it is unlikely that it covers your personal belongings! Plus, if you unintentionally cause damage, your own insurance will be required to cover this.

We will shop our network of trusted home insurance companies to provide all the coverage you need with a variety of great discounts to fit your budget. Allow us to assess your property risks and value so that we can customize a policy designed with the level of protection you require for peace of mind.

Why I Need Tenant   Insurance?


There are two basic kinds of coverage in most tenant insurance policies: tenant’s contents insurance & tenant’s liability insurance.

If everything in your rental property was lost today, could you afford to replace everything in there? Even though you may assume that your contents is not worth a lot, many people underestimate the cost to replace it! Your landlord’s insurance will protect the building itself but will unlikely cover your contents.

Personal Liability is also a huge part of tenant’s insurance. If you accidentally damage a neighboring property (i.e flooding or fire) or if someone is injured while on your property, you may be legally responsible.

Another coverage option is Additional Living Expenses. If you rental home becomes uninhabitable, your renters insurance will provide additional living expenses up to the amount in your policy. This may include hotel costs and in some cases meals.


Up to 30% on home & 18% on car insurance

Save big by bundling

Up to 20% Mobile Application

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We Care About Your Life’s Important Things. Expert Advice with Superior, Honest Solutions – Reliable, Essential and Yearlong Service. At PolicyDirect, we’ve made the process of buying insurance as easy and painless as possible.


We reward smart, safe, and loyal customers with better rates. It’s our way of saying thanks for keeping our communities safe and for trusting us to take care of you when you need it most.

Customized Insurance Offering By Policydirect

Policydirect compare products and pricing across several insurance companies and suggests thatfits your requirements.

Canada’s Leading Insurance Broker

A simple promise : We'll be there when you need us most. When there is if in Life, you can count on PolicyDirect.

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We can assist you in reaching your financial goals with personalized financial pathway that meets your unique needs & goals.

Pain-Free Insurance Solutions For Everything

Get your auto, Property, Travel, Life, Health, Business insurance quote. Your one-stop-solution for all your insurance needs.

How Much Does Tenant Insurance Cost?

There are many factors used when determining your condo insurance cost. These include:

  • Coverage
  • Location
  • Type of building
  • Claims history

There is also a benefit to having tenant insurance:

  • Bundle your Tenant and auto insurance and save hundred of dollars on your car insurance
Need Insurance Answers Now

Need insurance answers now?

Call +1 (647) 274- 9670 to speak to our licensed advisors right away, or book some time with them.

Working Steps We Follow

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Insurance For Car, Home, Travel, Life & More, Get the most accurate estimate for your insurance needs.

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    55 Crockford Blvd,Scarborough, ON M1R 3B7

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